Showing posts with label train. Show all posts
Showing posts with label train. Show all posts

Thursday, 2 October 2014

Opal Hacks (Sydney, Australia)


"The successful warrior is the average man, with laser-like focus" –Bruce Lee


Since my last Opal card post I have fine-tuned and honed in my money saving skills in relation to this system. I've learnt new tricks from others so I only feel it is fair I share this with others. 

For those of you that have not had a chance to read up on it yet, I suggest you have a read of the original post to give you more context on this post.

Everyone can save using the Opal with these hacks. They aren't even really hacks because they are perfectly okay and within the rules of using the card. According to a recent SMH article, the transport minister was happy for people to exploit it. Who am I to argue with the minister?

Ms Berejiklian said she wanted people to use more transport and was glad they were finding cheaper ways to travel.

"I love hearing people tell me 'I am catching transport more now because it feels like I am not paying for it' ", the minister said.

The only cost is your time, so if you are patient enough, then be prepared to have additional cash in your account each and every week you travel to work.

I estimate that I spend about 1 hour 40 minutes doing my Opal hacks each week, but I save about 40% off my weekly Opal trip. Some of you might think 1 hour 40 minutes is a complete waste of time and I'm completely out of my mind - and you might be right. BUT if I can retire just that tiny bit earlier, I'm going to try to do it!

Let me try to defend my actions - Most of the 40 minutes involves walking and or waiting for the trains/buses. The 1 hour part is all about waiting for the offpeak period on Mondays, which start after 630pm. I'm not the fittest person around by any means and I have little motivation to exercise normally. Opal is a great way for me to get some exercise, but also save a lot on an unavoidable expense each week. To pass the time, I am often walking around and exploring the great city of ours. Just this week I estimate I would have clocked up 90 minutes worth of walking exercise alone.

Without further ado, here is the a simple plan that you can copy to maximise how much you can save.


Monday
1.     Pre-7am tap on: Off Peak
2.     Lunch tap on: Off Peak
3.     Lunch buddy tap on: Off Peak (ensure >60 minute gap between trips)
4.     Pre-530pm Bus: One or 2 stops (this actually costs $2.10 - cheaper than any train)
5.     After-630 Off Peak (ensure >60 minute gap between trips)
Tuesday
6.     Pre-7am tap on: Off Peak
7.     Lunch tap on: Off Peak
8.     Lunch buddy tap on: Off Peak (ensure >60 minute gap between trips)

VoilĂ ! 8 Trips in time for Tuesday evening home trip. Enjoy the rest of the week free. The further out you live, the more you can save.

Once you have your 8, why not take a leisurely ferry trip out on the harbour? Take time out and smell the roses, - enjoy the beautiful city we are lucky to live in.

How the lunch time buddy system works:
If you work close by to the train station and can go to lunch times that are different from your colleague, you can assist each other in getting an off peak trip.
Tap on using your card to go to your destination. Tap off using your own card
Return to your original destination by tapping on using your friend's card. Remember to tap off using their card as well.
During their lunch time, they will repeat the favour :)

Maximise the savings:
  • Use the off peak times for trains to save 30% off your fares (Travel outside of the times 7-9am & 4-6.30pm). The bosses will think you're super hard working by coming in early and staying back late!
  • Lunch time trips
  • Lunch time trips with buddies
  • Try to fit in as many short trips as possible. Catch a short bus trip if you need to
  • If you go from station A to station B, but then walk to another station that is NOT B and tap on, if you go to station C, it will count as 2 trips, while bypassing the 60 minute transfer window. e.g. Station A > B. Then walk to Station C > A will count as 2 trips apparently. DOES NOT work for city stations, so don't bother trying for any city circle ones, it is meant to only work for suburban stations
  • $15 is the maximum amount you will be charged per day on the Opal system as an adult. You can use this to your advantage by clocking up enough trips to hit the $15 cap. Let's say that your 6th trip put you at $14.85. The last trip you make that triggers this cap will count, but you will pay a discounted fare - saving you even more! In this example, the 7th trip will only cost $0.15 as you don't pay any more than the daily cap. I can get 7 trips for $15 using this method if I get all off-peak fares. 
  • If you recharge your Opal card at any Woolies that allows you to top up your card, you will earn 1 Qantas Frequent Flyer point for every dollar you top up over $30. It is then in the best interest to top up less frequently, and in bulk once your balance gets low. You also get the fuel discounts!
  • If you have a paywave % cash back rewards on your transaction account, you can get discounts by using paywave at Woolies top up

Thursday, 10 April 2014

Opal Card - Sydney, NSW




A quick comparison of the Opal Card vs periodical tickets.


I'll admit it, I was quick to dismiss the Opal card as a gimmick seeing how it is more expensive than a quarterly ticket over a 90 day period. For example MyTrain 2 costs $32.80/week for Opal, but only $27.22 for a quarterly. It looked like we waited so long to get this ticket-less system and it appeared to be more expensive, and thus useless to those that want maximum value.

I've always espoused the benefit of a quarterly ticket. I mean, what's not to love?
- You get the convenience of being able to plan your holidays around your train ticket (unlike yearly)
- Only difference between a quarterly and yearly is 5 extra free days with a yearly
- Much much cheaper than a monthly and weekly
- Only have to line up 4 times a year (so much win on Mondays or after long weekends)
- Can lock in old prices before announcement of price hikes
- Nice, durable plastic ticket
- Can register the ticket so if it does get lost, can order a replacement one

I find it hard to be friends with those that continue to buy weekly tickets when they work full time. There is simply no reason for it. If you want to hand over money necessarily, I will gladly give you my banking details on where to deposit the money you don't want.

However, I looked deeper into the specifics and conditions of the Opal card and stumbled across something quite interesting. There are a few perks of the Opal system to entice users to adopt this new technology.
Some of them include:
- 30% discount when travelling during off peak (any time outside 7am - 9am and 4.30pm - 6.30pm weekdays)
- After 8 paid trips in a week (Monday to Sunday), all modes of travel is free after that, no matter how far you go or how often, called a weekly bonus. This is the key to maximising value off Opal. Why not catch a free ferry just for kicks on a nice sunny day?
- Sunday all day travel costs only $2.50 
- You can do transfers at different stations within 60 minutes and you will only pay one fare, instead of 2.
Eg, Central to Wolli Creek. Meet up with a friend to return their book. Within 60 minutes, Wolli Creek to Rockdale. You will only be charged Central to Rockdale fare and it counts as 1 trip toward your weekly bonus.

One big concern though would be privacy. When you login to your Opal account, every single trip you take, at the precise time you tapped on (and presumably tapped off) is recorded and who knows what the information will be used for. You cannot travel anonymously using Opal. (Update: August/September 2014 - unregistered Opal cards can now be bought at retailer such as convenience stores and news-agencies)

Why is the Weekly reward interesting? Well think of it almost as like a membership card where if you get 8 stamps, you get free coffee or burger the next time you visit. The Opal card counts 8 trips and then after that, your trips are free and it doesn't matter how much each trip costs you. If you make 3 trips in 1 day, that's 3/8 trips taken care of to reach the weekly bonus.

It's easier to see with a few examples. For simplicity sake, I will use MyTrain 2 (10-20km travelling distance). Keep in mind, a quarterly ticket equates to $350 for 90 days or $27.22 a week


Scenario 1: Typical week, travelling during peak hours Monday to Friday
Monday Tuesday Wednesday Thursday Friday Saturday Sunday
Morning 4.1 4.1 4.1 4.1    FREE FREE FREE
Lunch time   FREE FREE FREE
Evening 4.1 4.1 4.1 4.1   FREE FREE FREE
Total cost $32.80








Scenario 2: We adjust our schedules so that we tap on after 6.30pm when we go home to get the offpeak discount.
Monday Tuesday Wednesday Thursday Friday Saturday Sunday
Morning 4.1 4.1 4.1 4.1 FREE FREE FREE
Lunch time FREE FREE FREE
Evening 2.87 2.87 2.87 2.87 FREE FREE FREE
Total cost $27.88

Scenario 3: No way you want to stay back at work, even to get the offpeak discounts? What if you had alot of errands to run during your lunch time (offpeak) and needed to travel to a station closeby? *Assuming the station you travel to is within 10km
Monday Tuesday Wednesday Thursday Friday Saturday Sunday
Morning 4.1 4.1 4.1    FREE FREE FREE FREE
Lunch time 2.31 2.31 2.31    FREE FREE FREE FREE
Evening 4.1 4.1      FREE FREE FREE FREE FREE
Total cost $27.43

Scenario 4: Okay you're on tight budget so you will stay back at work, but you also like to go to nearby stations during lunch because the lunch is better at the other place
Monday Tuesday Wednesday Thursday Friday Saturday Sunday
Morning 4.1 4.1 4.1 FREE FREE FREE FREE
Lunch time 2.31 2.31 2.31 FREE FREE FREE FREE
Evening 2.87 2.87    FREE FREE FREE FREE FREE
Total cost $24.97

Scenario 5: Who needs sleep? Travelling only during offpeak and taking some sightseeing trips during lunch
Monday Tuesday Wednesday Thursday Friday Saturday Sunday
Morning 2.87 2.87 2.87      FREE FREE FREE FREE
Lunch time 2.31 2.31   2.31      FREE FREE FREE FREE
Evening 2.87 2.87     FREE    FREE FREE FREE FREE
Total cost $21.28


Summary
The main take out of this is not to discount Opal too quickly. If you schedule your travel outside peak hours and take some cheaper trips, it may be worth your while. It may even motivate you to travel and explore Sydney because all the trips are free after your 8 paid trips!!